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Finance

We can help, whether you have a good or bad credit rating

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    Car Sea Ltd is a credit broker and not a lender. We work with a panel of selected lenders to provide finance options. Finance is subject to status and affordability. Terms and conditions apply. Failure to keep up repayments on a Hire Purchase or Personal Contract Purchase (PCP) agreement may result in the vehicle being repossessed.

    If you are looking for second-hand car finance then don’t delay to call us today. With our Hire Purchase & PCP options, you can spread the cost of your car in a way that suits you. We offer flexible terms ranging from 36 to 60 months on hire purchase agreements and 36 to 48 months on PCP agreements. Plus, your standard monthly payment will never change.

    We understand that taking out finance can sometimes feel complicated and daunting. Our simple online application makes the application process straightforward and our financial advisors will support you through the process from start to finish.

    We have relationships with many different lenders so can offer a range of finance options for all circumstances. These include flexible deposit options and depending on your personal circumstances these could start from as little as a 0% deposit.

    In order for you to really understand your budget before you begin looking you can also apply for finance before you have chosen your car. This way you know exactly what your budget is, before you start looking, and because the loan is secured on the vehicle, your other credit needs are left undisturbed. It’s all about keeping you in control.

    To apply for finance on our website please click on the car you like scroll down and you will see the calculation and apply for finance button and follow the instruction, call us if you are stuck anywhere, 

    You can drive the car same day, Hire Purchase available with Car Sea Ltd. Our mission has always been to make buying a used car easy and hassle-free. We are experts in offering car finance to customers across the UK. 

    If you have had trouble getting a used car elsewhere, then give us a call to see if we can help. We can arrange flexible finance deals to suit most budgets.

    Car Sea provides a wide range of Halal car finance options.

    For more information please visit us or call us for more information.








    • Why Finance Through a Dealership?
    • What is Hire Purchase?  
    • What is Personal Contract Purchase?


    Car Sea Ltd is authorised and regulated by the Financial Conduct Authority (FCA No - 979627).

    We act as a credit broker, not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commissions at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or older. We are only able to offer finance products from these providers.